Real Estate Financing

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Goshen Land is now accredited with PAG-IBIG!

Benefits of the Pag-Ibig Loan Program

  • Low interest rates - as low as 6.5%
  • No pre-termination fee.
  • Low monthly amortization.
  • Guaranteed 15 days loan approval.
  • Minimal requirements (as shown below).
  • With insurance coverage of full loan amount aside from your Pag-IBIG Membership Benefits.
  • Hassle free - developer assisted loan program.
  • Waived appraisal fee.
With the Goshenland-Pag-ibig partnership,
we aim to help our clients with their loan applications.

Pagibig Requirements

Basic Requirements

General Requirements
  • 1 Principal Borrower
  • Updated Proof of Income /Sources of Income.
  • Original Copy of Certificate of Employment.
  • Latest 3 months Payslip.
  • Clear copy fo 2 Valid IDs(back to back).
  • 1"x1" ID Photo.
  • Pag-IBIG MID Number.

For Married

Additional Requirements for Married Individuals
  • Updated Proof of Income /Sources of Income.
  • Original Copy of Certificate of Employment.
  • Latest 3 months Payslip.
  • Clear copy fo 2 Valid IDs(back to back) of Spouse.
  • Marriage Contract.

Requirements for OFW

Additional Requirements for OFW
  • Updated Proof of Income /Sources of Income.
  • Original Copy of Certificate of Employment.
  • Latest 3 months Payslip.
  • Clear copy fo 2 Valid IDs(back to back).
  • SPA

Frequently Asked Questions

  • Active member with least 24 months savings
  • Not more than 65 years old at the date of loan application and is not more than 70 years old at the date of loan maturity
  • Legal capacity to acquire and encumber real property
  • No Pag-IBIG housing loan foreclosed, cancelled, bought back, or voluntarily surrendered
  • If with existing Pag-IBIG Housing account or Short Term Loan (STL), payments must be updated

Not anymore. Pag-IBIG has changed their rules on this, this was revised last 2009.

  1. You must not be more than 65 years old at the time of loan application.
  2. You must not be more than 70 years old at the date of maturity.
  3. You must be insured.

Your loan entitlement shall be limited to your gross monthly income. If your gross monthly income is insufficient, provision of Co-Borrower applies. *You can visit the Pag-IBIG office or website to further determine the amount of loan you can get based on your income, contribution and loan terms.

Even with existing Pag-IBIG housing loan, you can still be access for an additional loan considering you do not exceed the maximum of 6M.

Yes, we will be providing assistance to all our Goshen Land clients for their Pag-IBIG housing loan application. Goshen Land is under Pag-IBIG Window 2 Developer Assisted Loan Program. We encourage you to visit the Pag-IBIG office or website to further check other requirements for the Pag-IBIG home loan.